Do you ever walk into a store with your list of three items and come out of the store with a cart full of stuff? It happens to the best of us. I am getting better at not buying stuff as I have some pretty hefty saving goals right now. Here are 5 surefire ways to avoid impulse buying that have been working for me.
5 Surefire Ways to Stop Impulse Buying
- Have an accountability partner regarding your money. If your married, your spouse can be your accountability partner. If you are single, choose a trusted friend that has great money habits. This especially works for my husband. I give him a gas budget and for one week I tried the envelope system with him and he spent some of the cash on junk food. He shared with me what he did since I found the receipt, but said not to give him cash again. He would rather have the card since he knows I will look at the account and then get upset if he spends foolishly. Sometimes the envelope budget works, sometimes it doesn’t. Do whatever works for you.
- Make a 24 rule regarding purchases. Make a rule to not buy anything outside of your normal expenses unless you have waited 24 hours. In those 24 hours research what product you want to buy. Read reviews, check price points, and really decide if you really NEED that item.
- Make a list and stick to it. Lots of people make lists, fewer people bring them to the store, and even fewer people stick to the list. Sticking to a list is one of the most simple ways to stop impulse buying.
- Limit your shopping time. If I have my list, I know shopping should take me a certain amount of time. Usually going down extra isles, looking for sizes and styles, and chasing rabbit trails takes time. That time c
- Avoid emotional shopping. Some people eat when they are bored and some people shop to improve their mood. True joy and happiness comes from the Lord and not things we can buy. Matthew 6:19-21 says, “Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal. For where your treasure is, there your heart will be also.”
Looking to save even more money check out all my Frugal Living posts!
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